Feb
01

Windshield Replacement with or without Insurance | CPR Auto Glass Repair

Windshield Replacement

How Much Is Your Comprehensive Insurance Deductible?

The comprehensive side of auto insurance has a deductible, the deductible is the amount you have to pay before the insurance kicks in. Some people will raise the a

mount of their deductible to lower their monthly premiums.

So lets say that you have your deductible set at $1,000, the damage of your vehic

le needs to be more than $1,000 to make a claim. If your the person that drives a lot and you go through a windshield replacement at lea

st once a year, than you might want to look into getting a lower deductible.

Or you could add a glass coverage to your policy so n

ext time you need a windshield replacement and it’s going to cost you $200, all you have to pay is $50 or $100 if you go through insurance.

But everyone should look at the premium difference, Of course if your paying $25 more a month than your buying a windshield replacement after every 8 months.

Take a look at your policy. Make sure you’re looking at the comprehensive deductible rather than the collision deductible they’re two different things. with a deductible of $50. or $100 dollars.

Windshield Replacement Claims
Most people hesitate to make an insurance claim for auto glass replacement, as they’re afraid their rates will go up. A cracked windshield, however, is usually not your fault. It’s what the insurance companies call a “no-fault” claim, and as such won’t raise your premiums. It does depend on how your car window was damaged and which insurance company and kind of policy you have.